CASDI

As someone in HR, you've likely come across the term CASDI. It's essential to grasp these industry-specific terms to navigate the HR landscape effectively. So, let's break down what CASDI means and why it matters in HR.

What is CASDI?

CASDI stands for California State Disability Insurance. It's a program run by the state, providing partial wage replacement benefits to eligible workers who can't work due to non-work-related illness, injury, or pregnancy-related conditions.

Who Qualifies?

To get CASDI benefits, individuals must have paid into the State Disability Insurance (SDI) program through payroll deductions. Also, they need a non-work-related disability hindering their regular job duties.

What are the Benefits?

CASDI offers a portion of regular wages for a limited time to help cover living expenses and medical costs during the disability period.

How to Apply?

Applying for CASDI benefits involves submitting a claim through the Employment Development Department (EDD) in California, including documentation of the disability, medical treatment, employment, and wages.

Duration of Support

CASDI benefits usually last up to 52 weeks, depending on the disability severity and medical condition. Extensions are possible if the disability persists.

Interaction with Other Benefits

CASDI benefits may intersect with other disability benefits like Workers' Compensation or Social Security Disability Insurance. HR pros need to know how CASDI fits with other programs for employees to receive the right support.

In Conclusion

Understanding CASDI, or California State Disability Insurance, is vital for HR professionals in California. It ensures that employees facing disabilities or illnesses get support during their time off while helping companies navigate disability insurance complexities.